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[null,null,null,null,null,null,null,null,null,null,null,null,null," "]
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[null,"Version","2019-10-31"]

{"sheet":"Guide","index":1,"n_rows":32,"n_cols":11,"rows_kept":32,"cut":false,"hidden":false,"merged":[[0,10,1,16]]}
[null,null,null,null,null,null,null,null,null,null,"How To Guide - 3 Easy Steps"]
[]
[null,null,"STEP 1"]
[]
[null,null,"Obtain 30 day average rate from XE.com - copy and past the  FX Rate proof page  (see how to obtain rate and table to be used below)"]
[null,null,"Foreign Currency Exchange Rate - www.xe.com "]
[]
[]
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[]
[null,null,"STEP 2 "]
[null,null,"2) Complete the Rate table. Enter all the currencies and rates you will be using (obtained from XE.com and in proof page). Exchange rates provided in this section will be populated for the rest of the relative currency conversions."]
[null,null,"3) In ALL Cases, complete the  Base FX Income fields"]
[null,null,"4) FX Bonus: use this section if applicant earned bonuses for 2 consecutive years OR if you will be using the bonus and base income to calculate overtime (note - if 2 years overtime is to be calculated and NIL bonuses earnt then place \"0\" in the relative bonus fields)"]
[null,null,"5) Overtime: only use one of the three sections:  regular OT , OT by hour or OT by base and bonus. "]
[null,null,"6) Foreign Rental Income: complete as necessary "]
[null,null,"7) \"Other FX Conversions\" Will NOT pre-populate into the serviceability calculator.  All manual conversions will need to be manually input and combined with any other expenses where appropriate.  "]
[null,null," E.g..  You convert a Foreign Loan which results in AUD Limit of $100,000 and Monthly Repayment of $1,200 per month and in addition to that, the client has a loan in AUS with Limit of $250,000 and repayments of $2,800 per month. "]
[null,null,"  Total Limit to be expensed would be $350,000 and total monthly repayment to be entered would be $4,000 per month."]
[]
[]
[null,null,"STEP 3"]
[null,null,"1) Fields in YELLOW are to be completed where appropriate"]
[null,null,"2) 5% HEM To be \"YES\" where foreign income is involved"]
[null,null,"3) All YELLOW fields under the \"Annual Income\" Section is for any AUD income earnt by applicants"]
[null,null,"4) All Converted and FX shaded Foreign Income will automatically be pulled into the serviceability calculator.  This section is in GREY and can not be amended in the serviceability section"]
[null,null,"5) All expenses are to be manually input (remember you can convert any foreign expenses and liabilities in the FX calculator to then manually input)"]
[null,null,"6) All figures input in the Serviceability section are in AUD"]

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[null,"Foreign Currency Exchange Rate - www.xe.com "]
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[null,null,null,null,null,null,null,null,null,null,null,"PASTE RATES HERE"]

{"sheet":"2_FX_CALCULATOR","index":3,"n_rows":97,"n_cols":12,"rows_kept":97,"cut":false,"hidden":false,"merged":[]}
[{"$f":"Guide!Z1","v":0},null,"Version: 26 Oct 2018"]
[]
["Applicant 1"]
["Applicant 2",null,null,"Rate Table"]
["Applicant 3",null,null,"Currency","30-D Avg Rate (Base=AUD)"]
["Applicant 4",null,null,"Select"]
["Select",null,null,"Select"]
["AED",8.3539820174679966E-2,90,"Select"]
["BDT",null,90,"Select"]
["BND","wrong",90,"Select"]
["CAD",6.2756955910968207E-2,90,"Foreign Currency Exchange Rate - www.xe.com "]
["CHF",8.0407995668574622E-2,90]
["CNY",7.9805182345515743E-2,90,null,"Applicant 1","Applicant 2","Applicant 3","Applicant 4"]
["DKK",6.1699999999999998E-2,90,"1. Base FX Income"]
["EUR",6.7376081918175304E-2,90,"Currency","Select","Select","Select","Select"]
["FJD"," ",80,"30-D Avg Rate",{"$f":"IF(E15=\"Select\",\"\",IFERROR(VLOOKUP(E15,$D$6:$E$10,2,FALSE),\"RATE TABLE\"))","v":""},{"$f":"IF(F15=\"Select\",\"\",IFERROR(VLOOKUP(F15,$D$6:$E$10,2,FALSE),\"RATE TABLE\"))","v":""},"",""]
["GBP",8.9953254343893604E-2,90,"Income Cycle","Select","Select","Select","Select"]
["HKD",8.3122723356967396E-2,90,"Pay Per Cycle"]
["IDR",9.5355306729240585E-2,90,"Annualized Income",{"$f":"IFERROR(VLOOKUP(E17,$A$54:$B$58,2,FALSE)*E18,\"\")","v":""},{"$f":"IFERROR(VLOOKUP(F17,$A$54:$B$58,2,FALSE)*F18,\"\")","v":""},{"$f":"IFERROR(VLOOKUP(G17,$A$54:$B$58,2,FALSE)*G18,\"\")","v":""},{"$f":"IFERROR(VLOOKUP(H17,$A$54:$B$58,2,FALSE)*H18,\"\")","v":""}]
["INR",8.4628678109924249E-2,90,"Shading",{"$f":"VLOOKUP(E15,$A$7:$C$45,3,FALSE)","v":0},{"$f":"VLOOKUP(F15,$A$7:$C$45,3,FALSE)","v":0},0,0]
["JPY",9.5264237923991454E-2,90,"Shaded Income",{"$f":"IFERROR(E20*E19/100,\"\")","v":""},{"$f":"IFERROR(F20*F19/100,\"\")","v":""},"",""]
["KRW",null,90,"Shaded income - AUD",{"$f":"IFERROR(E21/E$16,0)","v":0},{"$f":"IFERROR(F21/F$16,0)","v":0},0,0]
["KWD",7.17,90]
["LKR",null,90,"2. FX Bonus (Annual)"]
["MNT",8.01,90,"Previous Bonus"]
["MOP",8.2351636903904929E-2,90,"Latest Bonus"]
["MXN",8.9599999999999999E-2,90,"Average Bonus",{"$f":"IFERROR(AVERAGE(E25:E26),\"\")","v":""},{"$f":"IFERROR(AVERAGE(F25:F26),\"\")","v":""},{"$f":"IFERROR(AVERAGE(G25:G26),\"\")","v":""},""]
["MYR",8.5869007712452497E-2,90,"Shading",{"$f":"E20","v":0},{"$f":"F20","v":0},0,0]
["NOK",6.3,90,"Shaded Income",{"$f":"IFERROR(E28*E27/100,\"\")","v":""},{"$f":"IFERROR(F28*F27/100,\"\")","v":""},"",""]
["NZD",6.0485965607416252E-2,90,"Shaded Income - AUD",{"$f":"IFERROR(E29/E$16,0)","v":0},{"$f":"IFERROR(F29/F$16,0)","v":0},{"$f":"IFERROR(G29/G$16,0)","v":0},{"$f":"IFERROR(H29/H$16,0)","v":0}]
["OMR",6.85,90]
["PGK",null,80,"3. FX Overtime (Complete one section only)"]
["PHP",8.5580016813709997E-2,90,"Overtime Cycle","Select","Select","Select","Select"]
["QAR",null,90,"Regular Overtime"]
["RUB",null,90,"OR",{"$f":"IFERROR(VLOOKUP(E33,$A$54:$B$58,2,FALSE)*E34,0)","v":0},{"$f":"IFERROR(VLOOKUP(F33,$A$54:$B$58,2,FALSE)*F34,0)","v":0},{"$f":"IFERROR(VLOOKUP(G33,$A$54:$B$58,2,FALSE)*G34,0)","v":0},{"$f":"IFERROR(VLOOKUP(H33,$A$54:$B$58,2,FALSE)*H34,0)","v":0}]
["SAR",8.3372547992401472E-2,90,"Overtime Cycle","Select","Select","Select","Select"]
["SGD",5.5068772376540495E-2,90,"Minimum OT Hours"]
["THB",null,90,"OT Hourly"]
["USD",8.3473579245048432E-2,90,"OR",{"$f":"IFERROR(VLOOKUP(E36,$A$54:$B$58,2,FALSE)*E37*E38,0)","v":0},{"$f":"IFERROR(VLOOKUP(F36,$A$54:$B$58,2,FALSE)*F37*F38,0)","v":0},{"$f":"IFERROR(VLOOKUP(G36,$A$54:$B$58,2,FALSE)*G37*G38,0)","v":0},{"$f":"IFERROR(VLOOKUP(H36,$A$54:$B$58,2,FALSE)*H37*H38,0)","v":0}]
["VND",8.4597330584581257E-2,90,"Prior Total Income (Annual)"]
["XPF",null,80,"-Prior Bonus",{"$f":"IF(E40=\"\",\"\",E25*-1)","v":""},{"$f":"IF(F40=\"\",\"\",F25*-1)","v":""},{"$f":"IF(G40=\"\",\"\",G25*-1)","v":""},""]
["ZAR",0.13351279614900219,80,"-Base",{"$f":"IF(E40=\"\",\"\",E19*-1)","v":""},{"$f":"IF(F40=\"\",\"\",F19*-1)","v":""},"",""]
[null,null,null,"Prior OT (A)",{"$f":"SUM(E40:E42)","v":0},{"$f":"SUM(F40:F42)","v":0},0,0]
[null,null,null,"AND"]
[null,null,null,"Current Total Income (Annual)"]
[null,null,null,"-Current Bonus",{"$f":"IF(E45=\"\",0,E26*-1)","v":0},{"$f":"IF(F45=\"\",0,F26*-1)","v":0},0,0]
[null,null,null,"-Base",{"$f":"IF(E45=\"\",\"\",E19*-1)","v":""},{"$f":"IF(F45=\"\",\"\",F19*-1)","v":""},"",""]
[null,null,null,"Current OT (B)",{"$f":"SUM(E45:E47)","v":0},{"$f":"SUM(F45:F47)","v":0},{"$f":"SUM(G45:G47)","v":0},0]
[null,null,null,"Average OT (A&B)",{"$f":"IF(OR(E43<0,E48<0),\"ERROR\",AVERAGE(E43,E48))","v":0},{"$f":"IF(OR(F43<0,F48<0),\"ERROR\",AVERAGE(F43,F48))","v":0},0,0]
[]
[null,null,null,"Annualized OT",{"$f":"IFERROR(E49+E39+E35,\"\")","v":0},{"$f":"IFERROR(F49+F39+F35,\"\")","v":0},{"$f":"IFERROR(G49+G39+G35,\"\")","v":0},{"$f":"IFERROR(H49+H39+H35,\"\")","v":0}]
[null,null,null,"Shading ",{"$f":"E28","v":0},{"$f":"F28","v":0},{"$f":"G28","v":0},{"$f":"H28","v":0}]
[null,null,null,"Shaded Overtime",{"$f":"IFERROR(E52*E51/100,\"\")","v":0},{"$f":"IFERROR(F52*F51/100,\"\")","v":0},0,0]
["Select ",null,null,"Shaded Overtime - AUD",{"$f":"IFERROR(E53/E$16,0)","v":0},{"$f":"IFERROR(F53/F$16,0)","v":0},{"$f":"IFERROR(G53/G$16,0)","v":0},{"$f":"IFERROR(H53/H$16,0)","v":0}]
["Weekly",52]
["Fortnightly",26]
["Monthly",12,null,"Foreign Rental Income"]
["Bi-Monthly",24,null,"Applicant","Currency","30-D Avg Rate","Rent Cycle","Rent Per Cycle","Annual Rent","Shading","Shaded Rent","Shaded Rent - AUD"]
[null,null,null,"Select","Select",{"$f":"IF(E59=\"Select\",\"\",IFERROR(VLOOKUP(E59,$D$6:$E$10,2,FALSE),\"RATE TABLE\"))","v":""},"Select",null,{"$f":"IF(H59=\"\",\"\",VLOOKUP(G59,$A$54:$B$58,2,FALSE)*H59)","v":""},{"$f":"VLOOKUP(E59,$A$7:$C$45,3,FALSE)","v":0},{"$f":"IFERROR(J59*I59/100,0)","v":0},{"$f":"IFERROR(K59/F59,0)","v":0}]
[null,null,null,"Select","Select","","Select",null,"",{"$f":"VLOOKUP(E60,$A$7:$C$45,3,FALSE)","v":0},{"$f":"IFERROR(J60*I60/100,0)","v":0},{"$f":"IFERROR(K60/F60,0)","v":0}]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[null,null,null,"Select","Select","","Select",null,"",0,0,0]
[]
[]
[null,null,null,"Other FX Conversions (e.g. loan repayment, rental expense etc.)"]
[null,null,null,"Description","Currency","30-D Avg Rate","Amount ","Amount in AUD"]
[null,null,null,null,"Select",{"$f":"IF(E83=\"Select\",\"\",IFERROR(VLOOKUP(E83,$D$6:$E$10,2,FALSE),\"RATE TABLE\"))","v":""},null,{"$f":"IFERROR(G83/F83,0)","v":0}]
[null,null,null,null,"Select","",null,{"$f":"IFERROR(G84/F84,0)","v":0}]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]
[null,null,null,null,"Select","",null,0]

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[]
[]
[null,"Proposed Loan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Applicant 1","Applicant 2","Applicant 3","Applicant 4","Low","End","Accu","Rate","Applicant 1","Applicant 2","Applicant 3","Applicant 4","Low","End","Rate"]
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[null,"Loan Amount ",null,null,"Rate Type","Select",{"$f":"VLOOKUP(F5,References!AG3:AI30,2,FALSE)/100","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"S4","v":0},{"$f":"T4","v":0},{"$f":"U4","v":0},{"$f":"V4","v":0},18200,37000,0,0.19,{"$f":"IF(AND(S5>$W5,S5<=$X5),1,0)","v":0},0,0,0,{"$f":"W5","v":18200},37000,0.19]
[null,"Loan Term (years)","Select",null,"EXPAT? BOOL",{"$f":"IFERROR(FIND(\"EXPAT\",F5),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"S5","v":0},0,0,0,37000,90000,3572,0.32500000000000001,0,0,0,0,37000,90000,0.32500000000000001]
[null,"Margin",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,90000,180000,20797,0.37,0,0,0,0,90000,180000,0.37]
[null,"Deal LVR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,180000,999999999,54097,0.45,0,0,0,0,180000,999999999,0.45]
[null,"Actual Interest Rate",{"$f":"G5+C7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT(--(AA4:AA8=1)*Y4:Y8)+VLOOKUP(1,AA4:AH8,7,FALSE)*(S4-VLOOKUP(1,AA4:AH8,5,FALSE))","v":0},{"$f":"SUMPRODUCT(--(AB4:AB8=1)*Y4:Y8)+VLOOKUP(1,AB4:AI8,6,FALSE)*(T4-VLOOKUP(1,AB4:AI8,4,FALSE))","v":0},{"$f":"SUMPRODUCT(--(AC4:AC8=1)*Y4:Y8)+VLOOKUP(1,AC4:AJ8,5,FALSE)*(U4-VLOOKUP(1,AC4:AJ8,3,FALSE))","v":0},{"$f":"SUMPRODUCT(--(AD4:AD8=1)*Y4:Y8)+VLOOKUP(1,AD4:AK8,4,FALSE)*(V4-VLOOKUP(1,AD4:AK8,2,FALSE))","v":0}]
[null,"Actual  Repayment ",{"$f":"IFERROR(PMT(C9/12,C6*12,C5,0),0)","v":0}]
[null,"Assessment Rate ",{"$f":"References!B30","v":5.7500000000000002E-2}]
[null,"Assessed Monthly Repayment ",null,{"$f":"IFERROR('Calculations '!A6,0)","v":0}]
[]
[null,"Living Expenses "]
[]
[null,"Select","Description","Has at least one child <14? (Family allowance)","HEM Monthly Living Expense","Declared Living Expense","Assessed Living Expense"]
[null,"Household 1","Select","Select",{"$f":"IFERROR(HLOOKUP(C17,'HEM Drop In Tables'!$C$1:$J$15,'HEM Drop In Tables'!P16+1,FALSE)*52/12,0)","v":0},null,{"$f":"MAX(E17,F17)","v":0},null,null,{"$f":"SUMIF($D$24:$G$24,B17,$D$48:$G$48)","v":0},{"$f":"IF(AND(F17<>\"\",F17<E17),\"WARNING - The monthly living expenses are below benchmark. Detailed explanation required\",\"\")","v":""}]
[null,"Household 2","Select","Select",{"$f":"IFERROR(HLOOKUP(C18,'HEM Drop In Tables'!$C$1:$J$15,'HEM Drop In Tables'!P17+1,FALSE)*52/12,0)","v":0},null,{"$f":"MAX(E18,F18)","v":0},null,null,{"$f":"SUMIF($D$24:$G$24,B18,$D$48:$G$48)","v":0},{"$f":"IF(AND(F18<>\"\",F18<E18),\"WARNING - The monthly living expenses are below benchmark. Detailed explanation required\",\"\")","v":""}]
[null,"Household 3","Select","Select",{"$f":"IFERROR(HLOOKUP(C19,'HEM Drop In Tables'!$C$1:$J$15,'HEM Drop In Tables'!P18+1,FALSE)*52/12,0)","v":0},null,0,null,null,{"$f":"SUMIF($D$24:$G$24,B19,$D$48:$G$48)","v":0},""]
[null,"Household 4","Select","Select",{"$f":"IFERROR(HLOOKUP(C20,'HEM Drop In Tables'!$C$1:$J$15,'HEM Drop In Tables'!P19+1,FALSE)*52/12,0)","v":0},null,0,null,null,{"$f":"SUMIF($D$24:$G$24,B20,$D$48:$G$48)","v":0},""]
[]
[null,"Monthly Living Expenses used for Assessment",null,{"$f":"SUM(G17:G20)","v":0}]
[null,null,null,"SELECT HOUSEHOLD BELOW","SELECT HOUSEHOLD BELOW","SELECT HOUSEHOLD BELOW","SELECT HOUSEHOLD BELOW"]
[null,"Annual Income",null,"Select","Select","Select","Select",null,null,"Taxed"]
[null,null,null,"Applicant 1","Applicant 2","Applicant 3","Applicant 4","% Accepted "]
[null,"Gross PAYG (Full time, part time, contract)",null,null,null,null,null,{"$f":"References!B4","v":1},null,1]
[null,"Gross Casual or Temp Income",null,null,null,null,null,{"$f":"References!B5","v":1},null,1]
[null,"Gross Overtime ",null,null,null,null,null,0.8,null,1]
[null,"Gross Bonuses ",null,null,null,null,null,0.8,null,1]
[null,"Gross Commissions",null,null,null,null,null,0.8,null,1]
[null,"Employer allowances",null,null,null,null,null,{"$f":"References!B9","v":1},null,1]
[null,"Rental Income",null,null,null,null,null,0.8,null,0]
[null,"Investment Income ",null,null,null,null,null,0.8,null,1]
[null,"Government Pension",null,null,null,null,null,{"$f":"References!B13","v":1},null,0]
[null,"Family Allowance/Childcare support/Child maintenance",null,null,null,null,null,{"$f":"References!B14","v":1},null,0]
[null,"Foreign Gross PAYG ",null,{"$f":"'2_FX_CALCULATOR'!E22","v":0},{"$f":"'2_FX_CALCULATOR'!F22","v":0},{"$f":"'2_FX_CALCULATOR'!G22","v":0},{"$f":"'2_FX_CALCULATOR'!H22","v":0},{"$f":"H26","v":1},null,1]
[null,"Foreign Gross Overtime ",null,{"$f":"'2_FX_CALCULATOR'!E54","v":0},{"$f":"'2_FX_CALCULATOR'!F54","v":0},{"$f":"'2_FX_CALCULATOR'!G54","v":0},{"$f":"'2_FX_CALCULATOR'!H54","v":0},{"$f":"H28","v":0.8},null,1]
[null,"Foreign Gross Bonuses ",null,{"$f":"'2_FX_CALCULATOR'!E30","v":0},{"$f":"'2_FX_CALCULATOR'!F30","v":0},{"$f":"'2_FX_CALCULATOR'!G30","v":0},{"$f":"'2_FX_CALCULATOR'!H30","v":0},{"$f":"H37","v":0.8},null,1]
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[null,"Gross Annual Eligible Income ",null,{"$f":"SUMPRODUCT(D26:D39,$H$26:$H$39)","v":0},{"$f":"SUMPRODUCT(E26:E39,$H$26:$H$39)","v":0},0,0]
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[null,"Medicare Levy ",null,{"$f":"0.02*D43","v":0},{"$f":"0.02*E43","v":0},0,0]
[null,"Tax Free Income ",null,{"$f":"SUMPRODUCT(($J$26:$J$39=0)*(D26:D39),--$H$26:$H$39)","v":0},{"$f":"SUMPRODUCT(($J$26:$J$39=0)*(E26:E39),--$H$26:$H$39)","v":0},{"$f":"SUMPRODUCT(($J$26:$J$39=0)*(F26:F39),--$H$26:$H$39)","v":0},{"$f":"SUMPRODUCT(($J$26:$J$39=0)*(G26:G39),--$H$26:$H$39)","v":0}]
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[null,null,"Unweighted",{"$f":"SUM(D26:D41)","v":0},{"$f":"SUM(E26:E41)","v":0},0,0]
[null,"Total Combined Net Annual Income ",null,{"$f":"SUM(D47:G47)","v":0}]
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[]
[null,"Total Individual Monthly Expenses",null,{"$f":"SUM(D54:G54)","v":0}]
[]
[null,"Ongoing Liabilities & Expenses "]
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[null,"Liability Expense Type",null,"Limit ","Balance","Monthly Repayment ","Assessed Monthly Repayment "]
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[null,"Combined Credit Card",null,null,null,null,{"$f":"D62*References!$B$26","v":0}]
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[null,"Combined Overdraft ",null,null,null,null,{"$f":"D64*References!$B$26","v":0}]
[null,"Combined Lease",null,null,null,null,{"$f":"IF(VLOOKUP($F$5,References!$AG$3:$AI$30,3,FALSE)=\"Y\",MAX(F65,-PMT((VLOOKUP(\"Average Personal Loan Rate\",References!$AG$3:$AI$31,2,FALSE)+0%)/100/12,7*12,D65,0)),MAX(F65,-PMT((VLOOKUP(\"Average Personal Loan Rate\",References!$AG$4:$AI$31,2,FALSE)+2.25%)/100/12,7*12,D65,0)))","v":0}]
[null,"Combined Other Loan",null,null,null,null,{"$f":"F66","v":0}]
[null,"Combined Contractual Non Basic Expenses (E.g. Rent)",null,null,null,null,{"$f":"F67","v":0}]
[null,"Child Support Payments",null,null,null,null,{"$f":"F68","v":0}]
[]
[null,"Total Combined Monthly Expenses",null,{"$f":"SUM(G61:G68)","v":0}]
[]
[null,"Capacity to Repay Test"]
[null,null,null,"Annual equivalents"]
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[null,"Total Existing Financial Expenses",{"$f":"D70+D56","v":0},{"$f":"C75*12","v":0}]
[null,"Assessed Monthly Repayment",{"$f":"D12","v":0},{"$f":"C76*12","v":0},{"$f":"SUM(D75:D76)","v":0},"TOTAL FINANCIAL COMMITMENTS"]
[null,"Monthly Living Expenses",{"$f":"D22","v":0},{"$f":"C77*12","v":0},{"$f":"SUM(D75:D77)","v":0},"TOTAL COMMITMENTS INCL. LIVING"]
[null,"Surplus / Deficit ",{"$f":"C74-C75-C76-C77","v":0},{"$f":"C78*12","v":0},{"$f":"D74-E77","v":0}]
[]
[]
[null,"Result"]
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[null,"Min Surplus Required",1.1000000000000001]
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[null,"Commitment after new loan",{"$f":"E76","v":0}]
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{"sheet":"Calculations ","index":6,"n_rows":350,"n_cols":19,"rows_kept":350,"cut":false,"hidden":true,"merged":[[18,0,19,1]]}
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[]
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["Income "]
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["Annual Income"]
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[{"$f":"References!A16","v":"Other Income "},null,{"$f":"'3_SERVICE'!D41*References!B16","v":0},{"$f":"'3_SERVICE'!E41*References!B16","v":0},{"$f":"'3_SERVICE'!F41*References!B16","v":0},{"$f":"'3_SERVICE'!G41*References!B16","v":0},{"$f":"References!C16","v":"Yes"},null,null,0,0,0,0,null,null,"0","0","0","0"]
[null,null,null,null,null,null,null,null,"Taxable",{"$f":"SUM(J20:J33)","v":0},{"$f":"SUM(K21:K33)","v":0},{"$f":"SUM(L21:L33)","v":0},{"$f":"SUM(M21:M33)","v":0},null,"Non Taxable",{"$f":"SUM(P21:P33)","v":{"$error":"#REF!"}},{"$f":"SUM(Q21:Q33)","v":{"$error":"#REF!"}},{"$f":"SUM(R21:R33)","v":{"$error":"#REF!"}},{"$f":"SUM(S21:S33)","v":{"$error":"#REF!"}}]
[]
[]
["Calculating Tax Payable "]
[null,null,null,null,null,null,null,null,null,"Income From","Income To","Tax"]
["Applicant","Gross ","Tax ","Medicare ",null,null,null,null,1,0,18200,"Nil"]
["Applicant 1",{"$f":"'3_SERVICE'!D43","v":0},{"$f":"A62","v":0},{"$f":"E125","v":0},null,null,null,null,2,18201,37000,"19 cents for  each $1 over $18,200 - 445"]
["Applicant 2 ",{"$f":"'3_SERVICE'!E43","v":0},{"$f":"A81","v":0},{"$f":"E126","v":0},null,null,null,null,3,37001,87000,"3,572 plus 32.5 c for each dollar over 37,000 - ($445 less 1.5 excess over $37,000) "]
["Applicant 3",{"$f":"'3_SERVICE'!F43","v":0},{"$f":"A100","v":0},{"$f":"E127","v":0},null,null,null,null,4,87001,180000,"$13,213 plus 32.5c for each $1 over $66,666"]
["Applicant 4",{"$f":"'3_SERVICE'!G43","v":0},{"$f":"A119","v":{"$error":"#VALUE!"}},{"$f":"E128","v":0},null,null,null,null,5,18001,"plus","$17,547 plus 37c for each $1 over $80,000"]
[null,null,null,null,null,null,null,null,6,null,null,"$54,547 plus 45c for each $1 over $180,000"]
[]
["Applicant 1 Calcs ",null,null,null,null,null,null,null,"HECS/HELP"]
[null,null,null,null,"Calc Result",null,null,null,"2016-2017 Repayment income"]
[{"$f":"IF(AND(B40>=J39,B40<=K39),\"1\",\"0\")","v":"1"},"Tier 1",0,null,0]
[{"$f":"IF(AND(B40>=J40,B40<=K40),\"2\",\"0\")","v":"0"},"Tier 2",{"$f":"B40-K39","v":-18200},null,{"$f":"C49*19%-445","v":-3903},null,"Result ",{"$f":"A48+A49+A50+A51+A52+A53","v":7},"Repayment % rate",null,null,"Applicant 1 Income","Applicant 2 income","Applicant 3 income","Applicant 4 income"]
[{"$f":"IF(AND(B40>=J41,B40<=K41),\"3\",\"0\")","v":"0"},"Tier 3",{"$f":"B40-K40","v":-37000},{"$f":"445-(B40-37000)*1.5%","v":1000},{"$f":"C50*32.5%+3572-D50","v":-9453},null,null,null,null,null,null,{"$f":"'3_SERVICE'!D43","v":0},{"$f":"'3_SERVICE'!E43","v":0},{"$f":"'3_SERVICE'!F43","v":0},{"$f":"'3_SERVICE'!G43","v":0}]
[{"$f":"IF(AND(B40>=J42,B40<=K42),\"4\",\"0\")","v":"0"},"Tier 4",{"$f":"B40-K41","v":-87000},null,{"$f":"C51*32.5%+13213","v":-15062},null,null,1,0,51957,0,{"$f":"MATCH(L50,$I$51:$I$61,1)","v":1},{"$f":"MATCH(M50,$I$51:$I$61,1)","v":1},{"$f":"MATCH(N50,$I$51:$I$61,1)","v":1},1]
[{"$f":"IF(AND(B40>=J43, B40<=K43),\"5\",\"0\")","v":"0"},"Tier 5",{"$f":"B40-K42","v":-180000},null,{"$f":"C52*37%+17547","v":-49053},null,null,2,{"$f":"J51","v":51957},57729,0.02,{"$f":"VLOOKUP(L51,$H$51:$K$61,4,FALSE)","v":0},{"$f":"VLOOKUP(M51,$H$51:$K$61,4,FALSE)","v":0},0,0]
[{"$f":"IF(B40>=J44,6,0)","v":6},"Tier 6",{"$f":"B40-K43","v":{"$error":"#VALUE!"}},null,{"$f":"C53*45%+54547","v":{"$error":"#VALUE!"}},null,null,3,{"$f":"J52","v":57729},64306,0.04]
[null,null,null,null,null,null,null,4,64306,70881,4.4999999999999998E-2]
["Taxable ",null,null,null,null,null,null,5,70881,74607,0.05]
[{"$f":"IF(H49=1,E48,0)","v":0},null,null,null,null,null,null,6,74607,80197,5.5E-2]
[{"$f":"IF(H49=2,E49,0)","v":0},null,null,null,null,null,null,7,80197,86855,0.06]
[{"$f":"IF(H49=3,E50,0)","v":0},null,null,null,null,null,null,8,86855,91425,6.5000000000000002E-2]
[{"$f":"IF(H49=4,E51,0)","v":0},null,null,null,null,null,null,9,91425,100613,7.0000000000000007E-2]
[{"$f":"IF(H49=5,E52,0)","v":0},null,null,null,null,null,null,10,100613,107213,7.4999999999999997E-2]
[{"$f":"IF(H49=6,E53,0)","v":0},null,null,null,null,null,null,11,107213,9999999999,0.08]
[{"$f":"SUM(A56:A61)","v":0}]
[]
[]
["Applicant 2 Calcs"]
[null,null,null,null,"Calc Result"]
[{"$f":"IF(AND(B41>=J39,B41<=K39),\"1\",\"0\")","v":"1"},"Tier 1",0,null,0]
[{"$f":"IF(AND(B41>=J40,B41<=K40),\"2\",\"0\")","v":"0"},"Tier 2",{"$f":"B41-K39","v":-18200},null,{"$f":"C68*19%-445","v":-3903},null,"Result ",{"$f":"A67+A68+A69+A70+A71+A72","v":7}]
[{"$f":"IF(AND(B41>=J41,B41<=K41),\"3\",\"0\")","v":"0"},"Tier 3",{"$f":"B41-K40","v":-37000},{"$f":"445-(B41-37000)*1.5%","v":1000},{"$f":"C69*32.5%+3572-D69","v":-9453}]
[{"$f":"IF(AND(B41>=J42,B41<=K42),\"4\",\"0\")","v":"0"},"Tier 4",{"$f":"B41-K41","v":-87000},null,{"$f":"C70*32.5%+13213","v":-15062}]
[{"$f":"IF(AND(B41>=J43, B41<=K43),\"5\",\"0\")","v":"0"},"Tier 5",{"$f":"B41-K42","v":-180000},null,{"$f":"C71*37%+17547","v":-49053}]
[{"$f":"IF(B41>=J44,6,0)","v":6},"Tier 6",{"$f":"B41-K43","v":{"$error":"#VALUE!"}},null,{"$f":"C72*45%+54547","v":{"$error":"#VALUE!"}}]
[]
["Taxable "]
[{"$f":"IF(H68=1,E67,0)","v":0}]
[{"$f":"IF(H68=2,E68,0)","v":0}]
[{"$f":"IF(H68=3,E69,0)","v":0}]
[{"$f":"IF(H68=4,E70,0)","v":0}]
[{"$f":"IF(H68=5,E71,0)","v":0}]
[{"$f":"IF(H68=6,E72,0)","v":0}]
[{"$f":"SUM(A75:A80)","v":0}]
[]
[]
["Applicant 3 Calcs "]
[null,null,null,null,"Calc Result"]
[{"$f":"IF(AND(B42>=J39,B42<=K39),\"1\",\"0\")","v":"1"},"Tier 1",0,null,0,null,"Result",{"$f":"A86+A87+A88+A89+A90+A91","v":7}]
[{"$f":"IF(AND(B42>=J40,B42<=K40),\"2\",\"0\")","v":"0"},"Tier 2",{"$f":"B42-K39","v":-18200},null,{"$f":"C87*19%-445","v":-3903}]
[{"$f":"IF(AND(B42>=J41,B42<=K41),\"3\",\"0\")","v":"0"},"Tier 3",{"$f":"B42-K40","v":-37000},{"$f":"445-(B42-37000)*1.5%","v":1000},{"$f":"C88*32.5%+3572-D88","v":-9453}]
[{"$f":"IF(AND(B42>=J42,B42<=K42),\"4\",\"0\")","v":"0"},"Tier 4",{"$f":"B42-K41","v":-87000},null,{"$f":"C89*32.5%+13213","v":-15062}]
[{"$f":"IF(AND(B42>=J43,B42<=K43),\"5\",\"0\")","v":"0"},"Tier 5",{"$f":"B42-K42","v":-180000},null,{"$f":"C90*37%+17547","v":-49053}]
[{"$f":"IF(B42>=J44,6,0)","v":6},"Tier 6",{"$f":"B42-K43","v":{"$error":"#VALUE!"}},null,{"$f":"C91*45%+54547","v":{"$error":"#VALUE!"}}]
[]
["Taxable "]
[{"$f":"IF(H86=1,0,0)","v":0}]
[{"$f":"IF(H86=2,E87,0)","v":0}]
[{"$f":"IF(H86=3,E88,0)","v":0}]
[{"$f":"IF(H86=4,E89,0)","v":0}]
[{"$f":"IF(H86=5,E90,0)","v":0}]
[{"$f":"IF(H86=6,E91,0)","v":0}]
[{"$f":"SUM(A94:A99)","v":0}]
[]
[]
["Applicant 4 Calcs "]
[null,null,null,null,"Calc Result"]
[{"$f":"IF(AND(B43>=J39,B43<=K39),\"1\",\"0\")","v":"1"},"Tier 1",0,null,0,null,"Result ",{"$f":"A105+A106+A107+A108+A109+A110","v":6}]
[{"$f":"IF(AND(B43>=J40,B43<=K40),\"2\",\"0\")","v":"0"},"Tier 2",{"$f":"B43-K39","v":-18200},null,{"$f":"C106*19%-445","v":-3903}]
[{"$f":"IF(AND(B43>=J41,B43<=K41),\"3\",\"0\")","v":"0"},"Tier 3",{"$f":"B43-K40","v":-37000},{"$f":"445-(B43-37000)*1.5%","v":1000},{"$f":"C107*32.5%+3572-D107","v":-9453}]
[{"$f":"IF(AND(B43>=J42,B43<=K42),\"4\",\"0\")","v":"0"},"Tier 4",{"$f":"B43-K41","v":-87000},null,{"$f":"C108*32.5%+13213","v":-15062}]
[{"$f":"IF(AND(B43>=J43,B43<=K43),\"5\",\"0\")","v":"0"},"Tier 5",{"$f":"B43-K42","v":-180000},null,{"$f":"C109*37%+17547","v":-49053}]
[{"$f":"IF(B43>=J44,\"5\",\"0\")","v":"5"},"Tier 6",{"$f":"B43-K43","v":{"$error":"#VALUE!"}},null,{"$f":"C110*45%+54547","v":{"$error":"#VALUE!"}}]
[]
["Taxable "]
[{"$f":"IF(H105=1,0,0)","v":0}]
[{"$f":"IF(H105=2,E106,0)","v":0}]
[{"$f":"IF(H105=3,E107,0)","v":0}]
[{"$f":"IF(H105=4,E108,0)","v":0},null,null,null,null,null,null,null,null,"Income From","Income To","Tax"]
[{"$f":"IF(H105=5,E109,0)","v":0},null,null,null,null,null,null,null,null,0,26120,"Nil"]
[{"$f":"IF(H105=6,E110,0)","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,26121,"plus","2% of total gross income"]
[{"$f":"SUM(A113:A118)","v":{"$error":"#VALUE!"}}]
[]
[]
["Calculating Medicare Levy "]
[]
["Applicant","Gross","Medicare @2%",null,"Medicare "]
["Applicant 1",{"$f":"'3_SERVICE'!D43","v":0},{"$f":"B125*2%","v":0},null,{"$f":"IF(AND(B125>=J117,B125<=K117),0,C125)","v":0}]
["Applicant 2",{"$f":"'3_SERVICE'!E43","v":0},{"$f":"B126*2%","v":0},null,{"$f":"IF(AND(B126>=J117,B126<=K117),0,C126)","v":0}]
["Applicant 3",{"$f":"'3_SERVICE'!F43","v":0},{"$f":"B127*2%","v":0},null,{"$f":"IF(AND(B127>=J117,B127<=K117),0,C127)","v":0}]
["Applicant 4",{"$f":"'3_SERVICE'!G43","v":0},{"$f":"B128*2%","v":0},null,{"$f":"IF(AND(B128>=J117,B128<=K117),0,C128)","v":0}]
[]
[]
[]
[]
["Living Expneses "]
[]
[]
[null,"Single"]
[]
[null,null,"NSW","VIC","TAS","NT","QLD","WA","SA","ACT "]
[null,0,1000,1011,1022,1033,1044,1055,1066,1077]
[null,1,1001,1012,1023,1034,1045,1056,1067,1078]
[null,2,1002,1013,1024,1035,1046,1057,1068,1079]
[null,3,1003,1014,1025,1036,1047,1058,1069,1080]
[null,4,1004,1015,1026,1037,1048,1059,1070,1081]
[null,5,1005,1016,1027,1038,1049,1060,1071,1082]
[null,6,1006,1017,1028,1039,1050,1061,1072,1083]
[null,7,1007,1018,1029,1040,1051,1062,1073,1084]
[null,8,1008,1019,1030,1041,1052,1063,1074,1085]
[null,9,1009,1020,1031,1042,1053,1064,1075,1086]
[null,"10+",1010,1021,1032,1043,1054,1065,1076,1087]
[]
[null,"Couple "]
[]
[null,null,"NSW","VIC","TAS","NT","QLD","WA","SA","ACT "]
[null,0,2000,2011,2022,2033,2044,2055,2066,2077]
[null,1,2001,2012,2023,2034,2045,2056,2067,2078]
[null,2,2002,2013,2024,2035,2046,2057,2068,2079]
[null,3,2003,2014,2025,2036,2047,2058,2069,2080]
[null,4,2004,2015,2026,2037,2048,2059,2070,2081]
[null,5,2005,2016,2027,2038,2049,2060,2071,2082]
[null,6,2006,2017,2028,2039,2050,2061,2072,2083]
[null,7,2007,2018,2029,2040,2051,2062,2073,2084]
[null,8,2008,2019,2030,2041,2052,2063,2074,2085]
[null,9,2009,2020,2031,2042,2053,2064,2075,2086]
[null,"10+",2010,2021,2032,2043,2054,2065,2076,2087]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,"Applicant 1","Applicant 2","Applicant 3","Applicant 4"]
[null,null,null,"Marital Status ","Spouse","Dep","State","Couple ","NSW,0",{"$f":"IF(AND(F170=0, G170=\"NSW\"), C154, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"NSW\"), C154, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"NSW\"), C154, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"NSW\"), C154, 0)","v":0}]
[null,null,"Applicant 1",{"$f":"'3_SERVICE'!C17","v":"Select"},{"$f":"'3_SERVICE'!#REF!","v":{"$error":"#REF!"}},{"$f":"'3_SERVICE'!E17","v":0},{"$f":"'3_SERVICE'!F17","v":0},"Couple ","NSW,1",{"$f":"IF(AND(F170=1, G170=\"NSW\"), C155, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"NSW\"), C155, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"NSW\"), C155, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"NSW\"), C155, 0)","v":0}]
[null,null,"Applicant 2",{"$f":"'3_SERVICE'!C18","v":"Select"},{"$f":"'3_SERVICE'!#REF!","v":{"$error":"#REF!"}},{"$f":"'3_SERVICE'!E18","v":0},{"$f":"'3_SERVICE'!F18","v":0},"Couple ","NSW,2",{"$f":"IF(AND(F170=2, G170=\"NSW\"), C156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"NSW\"), C156, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"NSW\"), C156, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"NSW\"), C156, 0)","v":0}]
[null,null,"Applicant 3",{"$f":"'3_SERVICE'!C19","v":"Select"},{"$f":"'3_SERVICE'!#REF!","v":{"$error":"#REF!"}},{"$f":"'3_SERVICE'!E19","v":0},{"$f":"'3_SERVICE'!F19","v":0},"Couple ","NSW,3",{"$f":"IF(AND(F170=3, G170=\"NSW\"), C157, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"NSW\"), C157, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"NSW\"), C157, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"NSW\"), C157, 0)","v":0}]
[null,null,"Applicant 4",{"$f":"'3_SERVICE'!C20","v":"Select"},{"$f":"'3_SERVICE'!#REF!","v":{"$error":"#REF!"}},{"$f":"'3_SERVICE'!E20","v":0},{"$f":"'3_SERVICE'!F20","v":0},"Couple ","NSW,4",{"$f":"IF(AND(F170=4, G170=\"NSW\"), C158, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"NSW\"), C158, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"NSW\"), C158, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"NSW\"), C158, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","NSW,5",{"$f":"IF(AND(F170=5, G170=\"NSW\"), C159, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"NSW\"), C159, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"NSW\"), C159, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"NSW\"), C159, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","NSW,6",{"$f":"IF(AND(F170=6, G170=\"NSW\"), C160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"NSW\"), C160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"NSW\"), C160, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"NSW\"), C160, 0)","v":0}]
[null,null,"Living Expenses","App 1",{"$f":"A199","v":0},null,null,"Couple ","NSW,7",{"$f":"IF(AND(F170=7, G170=\"NSW\"), C161, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"NSW\"), C161, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"NSW\"), C161, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"NSW\"), C161, 0)","v":0}]
[null,null,null,"App 2",{"$f":"B199","v":{"$error":"#REF!"}},null,null,"Couple ","NSW,8",{"$f":"IF(AND(F170=8, G170=\"NSW\"), C162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"NSW\"), C162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"NSW\"), C162, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"NSW\"), C162, 0)","v":0}]
[null,null,null,"App 3 ",{"$f":"C199","v":{"$error":"#REF!"}},null,null,"Couple ","NSW,9",{"$f":"IF(AND(F170=9, G170=\"NSW\"), C163, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"NSW\"), C163, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"NSW\"), C163, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"NSW\"), C163, 0)","v":0}]
[null,null,null,"App 4 ",{"$f":"D199","v":{"$error":"#REF!"}},null,null,"Couple ","NSW,10",{"$f":"IF(AND(F170=10, G170=\"NSW\"), C164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"NSW\"), C164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"NSW\"), C164, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"NSW\"), C164, 0)","v":0}]
[null,null,"Total",null,{"$f":"SUM(E176:E179)","v":{"$error":"#REF!"}},null,null,"Couple ","VIC,0",{"$f":"IF(AND(F170=0, G170=\"VIC\"), D154, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"VIC\"), D154, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"VIC\"), D154, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"VIC\"), D154, 0)","v":0}]
[null,null,"Customer Dec",null,{"$f":"'3_SERVICE'!#REF!","v":{"$error":"#REF!"}},null,null,"Couple ","VIC,1",{"$f":"IF(AND(F170=1, G170=\"VIC\"), D155, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"VIC\"), D155, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"VIC\"), D155, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"VIC\"), D155, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","VIC,2",{"$f":"IF(AND(F170=2, G170=\"VIC\"), D156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"VIC\"), D156, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"VIC\"), D156, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"VIC\"), D156, 0)","v":0}]
["Applicant 1","Applicant 2","Applicant 3","Applicant 4",null,null,null,"Couple ","VIC,3",{"$f":"IF(AND(F170=3, G170=\"VIC\"), D157, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"VIC\"), D157, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"VIC\"), D157, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"VIC\"), D157, 0)","v":0}]
[{"$f":"IF(D170=\"Married\", J258,0)","v":0},{"$f":"IF(D171=\"Divorced\", K350,0)","v":0},{"$f":"IF(D172=\"Divorced\", L350,0)","v":0},{"$f":"IF(D173=\"Divorced\", M350,0)","v":0},null,null,null,"Couple ","VIC,4",{"$f":"IF(AND(F170=4, G170=\"VIC\"), D158, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"VIC\"), D158, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"VIC\"), D158, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"VIC\"), D158, 0)","v":0}]
[{"$f":"IF(D170=\"De-Facto\", J258,0)","v":0},{"$f":"IF(D171=\"Single\", K350,0)","v":0},{"$f":"IF(D172=\"Single\", L350,0)","v":0},{"$f":"IF(D173=\"Single\", M350,0)","v":0},null,null,null,"Couple ","VIC,5",{"$f":"IF(AND(F170=5, G170=\"VIC\"), D159, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"VIC\"), D159, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"VIC\"), D159, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"VIC\"), D159, 0)","v":0}]
[{"$f":"IF(D170=\"Single\", J350,0)","v":0},{"$f":"IF(D171=\"Widowed\", K350,0)","v":0},{"$f":"IF(D172=\"Widowed\", L350,0)","v":0},{"$f":"IF(D173=\"Widowed\", M350,0)","v":0},null,null,null,"Couple ","VIC,6",{"$f":"IF(AND(F170=6, G170=\"VIC\"), D160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"VIC\"), D160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"VIC\"), D160, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"VIC\"), D160, 0)","v":0}]
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[{"$f":"IF(D170=\"Separated\", J350,0)","v":0},{"$f":"IF(AND(D171=\"Married\", E171=\"Not In Application\"), K258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D172=\"De-Facto\", E172=\"Not In Application\"), L258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D173=\"De-Facto\", E173=\"Not In Application\"), M258,0)","v":{"$error":"#REF!"}},null,null,null,"Couple ","VIC,8",{"$f":"IF(AND(F170=8, G170=\"VIC\"), D162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"VIC\"), D162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"VIC\"), D162, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"VIC\"), D162, 0)","v":0}]
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[null,{"$f":"IF(AND(D171=\"Married\",E171=\"Applicant 3\"),K258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D172=\"Married\", E172=\"Applicant 2\"), 0,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D173=\"Married\", E173=\"Applicant 2\"), 0,0)","v":{"$error":"#REF!"}},null,null,null,"Couple ","TAS,2",{"$f":"IF(AND(F170=2, G170=\"TAS\"), E156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"TAS\"), E156, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"TAS\"), E156, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"TAS\"), E156, 0)","v":0}]
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[null,{"$f":"IF(AND(D171=\"Married\",E171=\"Applicant 4\"),K258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D172=\"De-Facto\",E172=\"Applicant 4\"),L258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D173=\"Married\", E173=\"Applicant 3\"), 0,0)","v":{"$error":"#REF!"}},null,null,null,"Couple ","TAS,4",{"$f":"IF(AND(F170=4, G170=\"TAS\"), E158, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"TAS\"), E158, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"TAS\"), E158, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"TAS\"), E158, 0)","v":0}]
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[null,{"$f":"IF(AND(D171=\"Married\",E171=\"0\"),K258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D172=\"De-Facto\",E172=\"0\"),L258,0)","v":{"$error":"#REF!"}},{"$f":"IF(AND(D173=\"Married\", E173=\"0\"), M258,0)","v":{"$error":"#REF!"}},null,null,null,"Couple ","TAS,6",{"$f":"IF(AND(F170=6, G170=\"TAS\"), E160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"TAS\"), E160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"TAS\"), E160, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"TAS\"), E160, 0)","v":0}]
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[{"$f":"SUM(A184:A189)","v":0},{"$f":"SUM(B184:B197)","v":{"$error":"#REF!"}},{"$f":"SUM(C184:C195)","v":{"$error":"#REF!"}},{"$f":"SUM(D184:D197)","v":{"$error":"#REF!"}},null,null,null,"Couple ","TAS,8",{"$f":"IF(AND(F170=8, G170=\"TAS\"), E162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"TAS\"), E162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"TAS\"), E162, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"TAS\"), E162, 0)","v":0}]
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[null,"Living Expenses used for servicing ",null,null,{"$f":"IF(E181>E180,E181,E180)","v":{"$error":"#REF!"}},null,null,"Couple ","TAS,10",{"$f":"IF(AND(F170=10, G170=\"TAS\"), E164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"TAS\"), E164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"TAS\"), E164, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"TAS\"), E164, 0)","v":0}]
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[null,null,null,null,null,null,null,"Couple ","NT,7",{"$f":"IF(AND(F170=7, G170=\"NT\"), F161, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"NT\"), F161, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"NT\"), F161, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"NT\"), F161, 0)","v":0}]
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[null,null,null,null,null,null,null,"Couple ","NT,10",{"$f":"IF(AND(F170=10, G170=\"NT\"), F164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"NT\"), F164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"NT\"), F164, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"NT\"), F164, 0)","v":0}]
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[null,null,null,null,null,null,null,"Couple ","QLD,6",{"$f":"IF(AND(F170=6, G170=\"QLD\"), G160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"QLD\"), G160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"QLD\"), G160, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"QLD\"), G160, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","QLD,7",{"$f":"IF(AND(F170=7, G170=\"QLD\"), G161, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"QLD\"), G161, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"QLD\"), G161, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"QLD\"), G161, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","QLD,8",{"$f":"IF(AND(F170=8, G170=\"QLD\"), G162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"QLD\"), G162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"QLD\"), G162, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"QLD\"), G162, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","QLD,9",{"$f":"IF(AND(F170=9, G170=\"QLD\"), G163, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"QLD\"), G163, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"QLD\"), G163, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"QLD\"), G163, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","QLD,10",{"$f":"IF(AND(F170=10, G170=\"QLD\"), G164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"QLD\"), G164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"QLD\"), G164, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"QLD\"), G164, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,0",{"$f":"IF(AND(F170=0, G170=\"WA\"), H154, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"WA\"), H154, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"WA\"), H154, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"WA\"), H154, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,1",{"$f":"IF(AND(F170=1, G170=\"WA\"), H155, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"WA\"), H155, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"WA\"), H155, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"WA\"), H155, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,2",{"$f":"IF(AND(F170=2, G170=\"WA\"), H156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"WA\"), H156, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"WA\"), H156, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"WA\"), H156, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,3",{"$f":"IF(AND(F170=3, G170=\"WA\"), H157, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"WA\"), H157, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"WA\"), H157, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"WA\"), H157, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,4",{"$f":"IF(AND(F170=4, G170=\"WA\"), H158, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"WA\"), H158, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"WA\"), H158, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"WA\"), H158, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,5",{"$f":"IF(AND(F170=5, G170=\"WA\"), H159, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"WA\"), H159, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"WA\"), H159, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"WA\"), H159, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,6",{"$f":"IF(AND(F170=6, G170=\"WA\"), H160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"WA\"), H160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"WA\"), H160, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"WA\"), H160, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,7",{"$f":"IF(AND(F170=7, G170=\"WA\"), H161, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"WA\"), H161, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"WA\"), H161, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"WA\"), H161, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,8",{"$f":"IF(AND(F170=8, G170=\"WA\"), H162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"WA\"), H162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"WA\"), H162, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"WA\"), H162, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,9",{"$f":"IF(AND(F170=9, G170=\"WA\"), H163, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"WA\"), H163, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"WA\"), H163, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"WA\"), H163, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","WA,10",{"$f":"IF(AND(F170=10, G170=\"WA\"), H164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"WA\"), H164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"WA\"), H164, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"WA\"), H164, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,0",{"$f":"IF(AND(F170=0, G170=\"SA\"), I154, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"SA\"), I154, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"SA\"), I154, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"SA\"), I154, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,1",{"$f":"IF(AND(F170=1, G170=\"SA\"), I155, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"SA\"), I155, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"SA\"), I155, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"SA\"), I155, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,2",{"$f":"IF(AND(F170=2, G170=\"SA\"), I156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"SA\"), I156, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"SA\"), I156, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"SA\"), I156, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,3",{"$f":"IF(AND(F170=3, G170=\"SA\"), I157, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"SA\"), I157, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"SA\"), I157, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"SA\"), I157, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,4",{"$f":"IF(AND(F170=4, G170=\"SA\"), I158, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"SA\"), I158, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"SA\"), I158, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"SA\"), I158, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,5",{"$f":"IF(AND(F170=5, G170=\"SA\"), I159, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"SA\"), I159, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"SA\"), I159, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"SA\"), I159, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,6",{"$f":"IF(AND(F170=6, G170=\"SA\"), I160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"SA\"), I160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"SA\"), I160, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"SA\"), I160, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,7",{"$f":"IF(AND(F170=7, G170=\"SA\"), I161, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"SA\"), I161, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"SA\"), I161, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"SA\"), I161, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,8",{"$f":"IF(AND(F170=8, G170=\"SA\"), I162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"SA\"), I162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"SA\"), I162, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"SA\"), I162, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,9",{"$f":"IF(AND(F170=9, G170=\"SA\"), I163, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"SA\"), I163, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"SA\"), I163, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"SA\"), I163, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","SA,10",{"$f":"IF(AND(F170=10, G170=\"SA\"), I164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"SA\"), I164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"SA\"), I164, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"SA\"), I164, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,0",{"$f":"IF(AND(F170=0, G170=\"ACT\"), J154, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"ACT\"), J154, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"ACT\"), I165, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"ACT\"), J154, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,1",{"$f":"IF(AND(F170=1, G170=\"ACT\"), J155, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"ACT\"), J155, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"ACT\"), I166, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"ACT\"), J155, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,2",{"$f":"IF(AND(F170=2, G170=\"ACT\"), J156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"ACT\"), J156, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"ACT\"), I167, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"ACT\"), J156, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,3",{"$f":"IF(AND(F170=3, G170=\"ACT\"), J157, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"ACT\"), J157, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"ACT\"), I168, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"ACT\"), J157, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,4",{"$f":"IF(AND(F170=4, G170=\"ACT\"), J158, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"ACT\"), J158, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"ACT\"), I169, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"ACT\"), J158, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,5",{"$f":"IF(AND(F170=5, G170=\"ACT\"), J159, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"ACT\"), J159, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"ACT\"), I170, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"ACT\"), J159, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,6",{"$f":"IF(AND(F170=6, G170=\"ACT\"), J160, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"ACT\"), J160, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"ACT\"), I171, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"ACT\"), J160, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,7",{"$f":"IF(AND(F170=7, G170=\"ACT\"), J161, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"ACT\"), J161, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"ACT\"), I172, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"ACT\"), J161, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,8",{"$f":"IF(AND(F170=8, G170=\"ACT\"), J162, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"ACT\"), J162, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"ACT\"), I173, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"ACT\"), J162, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,9",{"$f":"IF(AND(F170=9, G170=\"ACT\"), J163, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"ACT\"), J163, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"ACT\"), I174, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"ACT\"), J163, 0)","v":0}]
[null,null,null,null,null,null,null,"Couple ","ACT,10",{"$f":"IF(AND(F170=10, G170=\"ACT\"), J164, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"ACT\"), J164, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"ACT\"), I175, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"ACT\"), J164, 0)","v":0}]
[]
[null,null,null,null,null,null,null,null,"Result ",{"$f":"SUM(J169:J256)","v":0},{"$f":"SUM(K169:K256)","v":0},{"$f":"SUM(L169:L256)","v":0},{"$f":"SUM(M169:M256)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Applicant 1","Applicant 2","Applicant 3","Applicant 4"]
[null,null,null,null,null,null,null,"Single ","NSW,0",{"$f":"IF(AND(F170=0, G170=\"NSW\"), C139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"NSW\"), C139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"NSW\"), C139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"NSW\"), C139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,1",{"$f":"IF(AND(F170=1, G170=\"NSW\"), C140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"NSW\"), C140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"NSW\"), C140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"NSW\"), C140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,2",{"$f":"IF(AND(F170=2, G170=\"NSW\"), C141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"NSW\"), C141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"NSW\"), C141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"NSW\"), C141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,3",{"$f":"IF(AND(F170=3, G170=\"NSW\"), C142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"NSW\"), C142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"NSW\"), C142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"NSW\"), C142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,4",{"$f":"IF(AND(F170=4, G170=\"NSW\"), C143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"NSW\"), C143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"NSW\"), C143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"NSW\"), C143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,5",{"$f":"IF(AND(F170=5, G170=\"NSW\"), C144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"NSW\"), C144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"NSW\"), C144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"NSW\"), C144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,6",{"$f":"IF(AND(F170=6, G170=\"NSW\"), C145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"NSW\"), C145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"NSW\"), C145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"NSW\"), C145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,7",{"$f":"IF(AND(F170=7, G170=\"NSW\"), C146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"NSW\"), C146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"NSW\"), C146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"NSW\"), C146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,8",{"$f":"IF(AND(F170=8, G170=\"NSW\"), C147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"NSW\"), C147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"NSW\"), C147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"NSW\"), C147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,9",{"$f":"IF(AND(F170=9, G170=\"NSW\"), C148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"NSW\"), C148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"NSW\"), C148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"NSW\"), C148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NSW,10",{"$f":"IF(AND(F170=10, G170=\"NSW\"), C149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"NSW\"), C149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"NSW\"), C149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"NSW\"), C149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,0",{"$f":"IF(AND(F170=0, G170=\"VIC\"), D139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"VIC\"), D139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"VIC\"), D139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"VIC\"), D139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,1",{"$f":"IF(AND(F170=1, G170=\"VIC\"), D140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"VIC\"), D140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"VIC\"), D140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"VIC\"), D140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,2",{"$f":"IF(AND(F170=2, G170=\"VIC\"), D141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"VIC\"), D141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"VIC\"), D141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"VIC\"), D141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,3",{"$f":"IF(AND(F170=3, G170=\"VIC\"), D142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"VIC\"), D142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"VIC\"), D142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"VIC\"), D142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,4",{"$f":"IF(AND(F170=4, G170=\"VIC\"), D143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"VIC\"), D143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"VIC\"), D143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"VIC\"), D143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,5",{"$f":"IF(AND(F170=5, G170=\"VIC\"), D144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"VIC\"), D144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"VIC\"), D144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"VIC\"), D144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,6",{"$f":"IF(AND(F170=6, G170=\"VIC\"), D145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"VIC\"), D145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"VIC\"), D145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"VIC\"), D145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,7",{"$f":"IF(AND(F170=7, G170=\"VIC\"), D146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"VIC\"), D146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"VIC\"), D146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"VIC\"), D146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,8",{"$f":"IF(AND(F170=8, G170=\"VIC\"), D147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"VIC\"), D147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"VIC\"), D147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"VIC\"), D147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,9",{"$f":"IF(AND(F170=9, G170=\"VIC\"), D148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"VIC\"), D148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"VIC\"), D148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"VIC\"), D148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","VIC,10",{"$f":"IF(AND(F170=10, G170=\"VIC\"), D149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"VIC\"), D149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"VIC\"), D149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"VIC\"), D149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,0",{"$f":"IF(AND(F170=0, G170=\"TAS\"), E139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"TAS\"), E139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"TAS\"), E139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"TAS\"), E139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,1",{"$f":"IF(AND(F170=1, G170=\"TAS\"), E140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"TAS\"), E140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"TAS\"), E140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"TAS\"), E140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,2",{"$f":"IF(AND(F170=2, G170=\"TAS\"), E141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"TAS\"), E141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"TAS\"), E141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"TAS\"), E141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,3",{"$f":"IF(AND(F170=3, G170=\"TAS\"), E142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"TAS\"), E142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"TAS\"), E142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"TAS\"), E142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,4",{"$f":"IF(AND(F170=4, G170=\"TAS\"), E143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"TAS\"), E143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"TAS\"), E143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"TAS\"), E143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,5",{"$f":"IF(AND(F170=5, G170=\"TAS\"), E144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"TAS\"), E144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"TAS\"), E144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"TAS\"), E144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,6",{"$f":"IF(AND(F170=6, G170=\"TAS\"), E145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"TAS\"), E145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"TAS\"), E145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"TAS\"), E145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,7",{"$f":"IF(AND(F170=7, G170=\"TAS\"), E146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"TAS\"), E146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"TAS\"), E146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"TAS\"), E146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,8",{"$f":"IF(AND(F170=8, G170=\"TAS\"), E147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"TAS\"), E147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"TAS\"), E147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"TAS\"), E147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,9",{"$f":"IF(AND(F170=9, G170=\"TAS\"), E148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"TAS\"), E148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"TAS\"), E148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"TAS\"), E148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","TAS,10",{"$f":"IF(AND(F170=10, G170=\"TAS\"), E149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"TAS\"), E149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"TAS\"), E149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"TAS\"), E149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,0",{"$f":"IF(AND(F170=0, G170=\"NT\"), F139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"NT\"), F139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"NT\"), F139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"NT\"), F139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,1",{"$f":"IF(AND(F170=1, G170=\"NT\"), F140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"NT\"), F140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"NT\"), F140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"NT\"), F140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,2",{"$f":"IF(AND(F170=2, G170=\"NT\"), F141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"NT\"), F141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"NT\"), F141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"NT\"), F141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,3",{"$f":"IF(AND(F170=3, G170=\"NT\"), F142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"NT\"), F142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"NT\"), F142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"NT\"), F142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,4",{"$f":"IF(AND(F170=4, G170=\"NT\"), F143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"NT\"), F143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"NT\"), F143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"NT\"), F143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,5",{"$f":"IF(AND(F170=5, G170=\"NT\"), F144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"NT\"), F144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"NT\"), F144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"NT\"), F144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,6",{"$f":"IF(AND(F170=6, G170=\"NT\"), F145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"NT\"), F145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"NT\"), F145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"NT\"), F145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,7",{"$f":"IF(AND(F170=7, G170=\"NT\"), F146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"NT\"), F146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"NT\"), F146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"NT\"), F146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,8",{"$f":"IF(AND(F170=8, G170=\"NT\"), F147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"NT\"), F147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"NT\"), F147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"NT\"), F147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,9",{"$f":"IF(AND(F170=9, G170=\"NT\"), F148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"NT\"), F148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"NT\"), F148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"NT\"), F148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","NT,10",{"$f":"IF(AND(F170=10, G170=\"NT\"), F149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"NT\"), F149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"NT\"), F149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"NT\"), F149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,0",{"$f":"IF(AND(F170=0, G170=\"QLD\"), G139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"QLD\"), G139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"QLD\"), G139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"QLD\"), G139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,1",{"$f":"IF(AND(F170=1, G170=\"QLD\"), G140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"QLD\"), G140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"QLD\"), G140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"QLD\"), G140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,2",{"$f":"IF(AND(F170=2, G170=\"QLD\"), G141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"QLD\"), G141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"QLD\"), G141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"QLD\"), G141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,3",{"$f":"IF(AND(F170=3, G170=\"QLD\"), G142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"QLD\"), G142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"QLD\"), G142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"QLD\"), G142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,4",{"$f":"IF(AND(F170=4, G170=\"QLD\"), G143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"QLD\"), G143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"QLD\"), G143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"QLD\"), G143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,5",{"$f":"IF(AND(F170=5, G170=\"QLD\"), G144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"QLD\"), G144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"QLD\"), G144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"QLD\"), G144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,6",{"$f":"IF(AND(F170=6, G170=\"QLD\"), G145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"QLD\"), G145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"QLD\"), G145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"QLD\"), G145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,7",{"$f":"IF(AND(F170=7, G170=\"QLD\"), G146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"QLD\"), G146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"QLD\"), G146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"QLD\"), G146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,8",{"$f":"IF(AND(F170=8, G170=\"QLD\"), G147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"QLD\"), G147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"QLD\"), G147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"QLD\"), G147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,9",{"$f":"IF(AND(F170=9, G170=\"QLD\"), G148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"QLD\"), G148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"QLD\"), G148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"QLD\"), G148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","QLD,10",{"$f":"IF(AND(F170=10, G170=\"QLD\"), G149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"QLD\"), G149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"QLD\"), G149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"QLD\"), G149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,0",{"$f":"IF(AND(F170=0, G170=\"WA\"), H139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"WA\"), H139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"WA\"), H139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"WA\"), H139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,1",{"$f":"IF(AND(F170=1, G170=\"WA\"), H140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"WA\"), H140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"WA\"), H140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"WA\"), H140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,2",{"$f":"IF(AND(F170=2, G170=\"WA\"), H141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"WA\"), H141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"WA\"), H141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"WA\"), H141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,3",{"$f":"IF(AND(F170=3, G170=\"WA\"), H142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"WA\"), H142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"WA\"), H142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"WA\"), H142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,4",{"$f":"IF(AND(F170=4, G170=\"WA\"), H143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"WA\"), H143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"WA\"), H143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"WA\"), H143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,5",{"$f":"IF(AND(F170=5, G170=\"WA\"), H144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"WA\"), H144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"WA\"), H144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"WA\"), H144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,6",{"$f":"IF(AND(F170=6, G170=\"WA\"), H145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"WA\"), H145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"WA\"), H145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"WA\"), H145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,7",{"$f":"IF(AND(F170=7, G170=\"WA\"), H146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"WA\"), H146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"WA\"), H146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"WA\"), H146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,8",{"$f":"IF(AND(F170=8, G170=\"WA\"), H147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"WA\"), H147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"WA\"), H147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"WA\"), H147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,9",{"$f":"IF(AND(F170=9, G170=\"WA\"), H148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"WA\"), H148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"WA\"), H148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"WA\"), H148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","WA,10",{"$f":"IF(AND(F170=10, G170=\"WA\"), H149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"WA\"), H149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"WA\"), H149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"WA\"), H149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,0",{"$f":"IF(AND(F170=0, G170=\"SA\"), I139, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"SA\"), I139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"SA\"), I139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"SA\"), I139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,1",{"$f":"IF(AND(F170=1, G170=\"SA\"), I140, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"SA\"), I140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"SA\"), I140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"SA\"), I140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,2",{"$f":"IF(AND(F170=2, G170=\"SA\"), I141, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"SA\"), I141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"SA\"), I141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"SA\"), I141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,3",{"$f":"IF(AND(F170=3, G170=\"SA\"), I142, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"SA\"), I142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"SA\"), I142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"SA\"), I142, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,4",{"$f":"IF(AND(F170=4, G170=\"SA\"), I143, 0)","v":0},{"$f":"IF(AND(F171=4, G171=\"SA\"), I143, 0)","v":0},{"$f":"IF(AND(F172=4, G172=\"SA\"), I143, 0)","v":0},{"$f":"IF(AND(F173=4, G173=\"SA\"), I143, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,5",{"$f":"IF(AND(F170=5, G170=\"SA\"), I144, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"SA\"), I144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"SA\"), I144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"SA\"), I144, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,6",{"$f":"IF(AND(F170=6, G170=\"SA\"), I145, 0)","v":0},{"$f":"IF(AND(F171=6, G171=\"SA\"), I145, 0)","v":0},{"$f":"IF(AND(F172=6, G172=\"SA\"), I145, 0)","v":0},{"$f":"IF(AND(F173=6, G173=\"SA\"), I145, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,7",{"$f":"IF(AND(F170=7, G170=\"SA\"), I146, 0)","v":0},{"$f":"IF(AND(F171=7, G171=\"SA\"), I146, 0)","v":0},{"$f":"IF(AND(F172=7, G172=\"SA\"), I146, 0)","v":0},{"$f":"IF(AND(F173=7, G173=\"SA\"), I146, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,8",{"$f":"IF(AND(F170=8, G170=\"SA\"), I147, 0)","v":0},{"$f":"IF(AND(F171=8, G171=\"SA\"), I147, 0)","v":0},{"$f":"IF(AND(F172=8, G172=\"SA\"), I147, 0)","v":0},{"$f":"IF(AND(F173=8, G173=\"SA\"), I147, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,9",{"$f":"IF(AND(F170=9, G170=\"SA\"), I148, 0)","v":0},{"$f":"IF(AND(F171=9, G171=\"SA\"), I148, 0)","v":0},{"$f":"IF(AND(F172=9, G172=\"SA\"), I148, 0)","v":0},{"$f":"IF(AND(F173=9, G173=\"SA\"), I148, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","SA,10",{"$f":"IF(AND(F170=10, G170=\"SA\"), I149, 0)","v":0},{"$f":"IF(AND(F171=10, G171=\"SA\"), I149, 0)","v":0},{"$f":"IF(AND(F172=10, G172=\"SA\"), I149, 0)","v":0},{"$f":"IF(AND(F173=10, G173=\"SA\"), I149, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","ACT,0",{"$f":"IF(AND(F170=0, G170=\"ACT\"), J154, 0)","v":0},{"$f":"IF(AND(F171=0, G171=\"ACT\"), J139, 0)","v":0},{"$f":"IF(AND(F172=0, G172=\"ACT\"), J139, 0)","v":0},{"$f":"IF(AND(F173=0, G173=\"ACT\"), J139, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","ACT,1",{"$f":"IF(AND(F170=1, G170=\"ACT\"), J155, 0)","v":0},{"$f":"IF(AND(F171=1, G171=\"ACT\"), J140, 0)","v":0},{"$f":"IF(AND(F172=1, G172=\"ACT\"), J140, 0)","v":0},{"$f":"IF(AND(F173=1, G173=\"ACT\"), J140, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","ACT,2",{"$f":"IF(AND(F170=2, G170=\"ACT\"), J156, 0)","v":0},{"$f":"IF(AND(F171=2, G171=\"ACT\"), J141, 0)","v":0},{"$f":"IF(AND(F172=2, G172=\"ACT\"), J141, 0)","v":0},{"$f":"IF(AND(F173=2, G173=\"ACT\"), J141, 0)","v":0}]
[null,null,null,null,null,null,null,"Single ","ACT,3",{"$f":"IF(AND(F170=3, G170=\"ACT\"), J157, 0)","v":0},{"$f":"IF(AND(F171=3, G171=\"ACT\"), J142, 0)","v":0},{"$f":"IF(AND(F172=3, G172=\"ACT\"), J142, 0)","v":0},{"$f":"IF(AND(F173=3, G173=\"ACT\"), J142, 0)","v":0}]
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[null,null,null,null,null,null,null,"Single ","ACT,5",{"$f":"IF(AND(F170=5, G170=\"ACT\"), J159, 0)","v":0},{"$f":"IF(AND(F171=5, G171=\"ACT\"), J144, 0)","v":0},{"$f":"IF(AND(F172=5, G172=\"ACT\"), J144, 0)","v":0},{"$f":"IF(AND(F173=5, G173=\"ACT\"), J144, 0)","v":0}]
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[]
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[]
[]
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["Y"]
["N"]
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[]
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[]
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